Health is one of an essential elements of our lives. We as human beings do a lot for the quality of our health and life. Insurance is one of the best plans for the protection of our life, health & quality of living. A few years ago, there was a conception that life insurance, health insurance are only done by rich people but now due to increase in awareness in people, inflation & necessity of insurance, gradually people are taking more insurance policies. Health Insurance policies provide financial protection for our health which can be assistance to cure our health, critical health issues & the benefits of hospitalization.
Let us talk about some importance of health insurance for people:
- People of active income group are earning money by working days if they stop to work their a source of money will be blocked. so, it’s important to take insurance policies by active income group people which will help them in their old age.
- Health insurance works as important support when you are injured, had an accident, suffering from any illness, etc. this policy pays your hospital bills, treatment for any critical illness.
- These insurance plans work in an emergency situation, necessary to do any surgery, etc.
- If there is only one person working in the family then it is most to take any suitable insurance policy for family members , this Insurance money works for a better future for children , old parents, wife/husband if they are not working.
- Insurance is just not a policy but it is a way to make unpredicted future safe & secured.
- Many people do Insurance to manage their lifestyle after retirement from their work. Professional people take insurance policies to make their life comfortable & secure.
- While making any Insurance contract, the insured party pays a premium in a small amount & after the expiry of the policy, they will get a return of a huge amount which they can use for investment in shares, mutual funds, debentures & start up their own business.
- The fact shows that working professions & house makers are suffering from hypertension, anxiety, depression, diabetes, obesity, back pain, due to their stressful life, working pattern. So, Insurance policies are providing different schemes to provide financial support to professionals & house makers.
- Similarly, some people earn money by their art, painting, teaching skills, knowledge. Here, are different plans for these persons too.
- For example, A footballer earns money from his/ her capability to play after some years S/he will retire from their work, and their source of money stops. So, footballers are taking Insurance for their legs.
- For example, A food taster will earn money by his/her capability to taste food. They earn huge money from this profession. So, they will do insurance of their tongue because after some years his/ her capability to taste food decrease & their source of income will stop. So, to make their future secure they do insurance of their tongue.
- Life & Health insurance provides you peacefulness in your mind, you don’t have to be afraid of any financial loss during critical health issues. You and your family can happy and healthy life without any worrie